Home Equity & Mortgage

Home Equity Loans

For Most people your home is your most valuable asset.  So why not use the equity you’ve earned in your home for home improvements, send the kids to college, or even consolidate your bills.  Best of all the interest may be tax deductible (consult your tax adviser for tax deductibility).  Whatever the need may be Ouachita Valley can help you use the equity in your home to accomplish your goals.  We offer fixed term and lines of credit.  Call one of our helpful loan officers today at 998-3001 and let them assist you with your home equity needs for current rates, click here.

Mortgage Lending

Buying a home is never an easy task, so let Ouachita Valley make one step a little easier.  Come by and talk with our mortgage lender and get pre-qualified for your home loan.  By getting pre-qualified you will know exactly what you can spend while your looking for that perfect home for you and your family.  We can help you with the following mortgages:

  • Conventional Mortgage
  • USDA Guaranteed Rural Housing
  • FHA Mortgage
  • Lot/Land Loans

Ask about other loan options, including Jumbos or Non-Conforming Loans.

First Time Home-Buyer Assistance  – We will guide you through the process of buying your first home so that you understand all of the options available to you.

Mobile Homes Mortgage

Ouachita Valley offers financing for new and used mobile homes.  We offer competitive rates, terms and down payments.  In some cases there may be no down payment required.  Call one of our loan officers to get the details.