Certificate of Deposits (CDs)


Ouachita Valley Certificate of Deposits offer a variety of terms to suit your needs.

Share Certificates Minimum Opening Balance Dividend Rate APY*
3 Month Certificate $1,000 0.30% 0.30%
6 Month Certificate $1,000 1.25% 1.26%
12 Month Certificate $1,000 1.65% 1.66%
18 Month Certificate $1,000 2.25% 2.27%
24 Month Certificate $1,000 2.40% 2.42%
36 Month Certificate $1,000 2.50% 2.53%
48 Month Certificate $1,000 2.75% 2.78%

Features and Terms

  • Competitive Rates

  • Terms ranging from 3 to 48 months

  • Minimum deposit of $1,000

  • Interest paid monthly on all certificates*

  • Free electronic services


*Except in the event of a special certificate promotion

Rates are subject to change without notice. Rates are effective as of November 19, 2018. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.