Privacy Policy

 

FACTS

What does Ouachita Valley Federal Credit Union do with your information?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or services you have with us.  This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share member’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Ouachita Valley Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your  personal information

Does Ouachita Valley Federal Credit Union Share?

Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes–
information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes–
information about your creditworthiness		 No We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share

To limit our sharing

Please note:  If you are a new member, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our member, we continue to share your information as described in this notice.  However, you can contact s at any time to limit our sharing.

Questions?

 Call  (318)387-4592 or go to www.ouachitavalleyfcu.org
Who we are

Who is providing this notice?

 Ouachita Valley Federal Credit Union
What we do

How does Ouachita Valley Federal Credit

Union protect my personal information?

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings

How does Ouachita Valley Federal Credit Union collect my personal Information?

 We collect your personal information, for example when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

In addition we may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

 Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes–
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.
Definitions        

Affiliates

 Companies related by common ownership or control.  They can be financial and non-financial companies.

  • OVFCU has no affiliates

Non-Affiliates

 Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • OVFCU does not share with non-affiliates so they can market to you.

Joint Marketing

 A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner is CUNA Mutual Group.