Certificate of Deposits (CDs)


Ouachita Valley Certificate of Deposits offer a variety of terms to suit your needs!

 
 
Share Certificates Minimum Opening Balance Dividend Rate APY*
6 Month Certificate $1,000 4.00% 4.07%
9-Month CD - SPECIAL** $1,000 5.00% 5.11%
12 Month Certificate $1,000 4.50% 4.59%
18 Month Certificate $1,000 4.25% 4.33%
24 Month Certificate $1,000 4.00% 4.07%
36 Month Certificate $1,000 3.75% 3.81%
48 Month Certificate $1,000 3.50% 3.56%

Features and Terms

  • Competitive Rates

  • Terms ranging from 6 to 48 months

  • Minimum deposit of $1,000

  • Interest paid monthly on all certificates*

  • Free online banking


*Except in the event of a special certificate promotion

** At the end of the term, CD will automatically renew to a 6-month CD at the current rate

Rates are subject to change without notice. Rates are effective as of December 18, 2023. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.